Savings Rate
Updated on 26th September 2020 The saving rate is measured by the ratio of Total Income minus Expenses over Total Income.Saving Rate = (Total Income […]
financial freedom
Steps to Financial Freedom
Step 1 Figure out your number My number was the amount I would need to reach financial independence so that I never have to work […]
July 2020 Personal Update
It is the end of the month again. The only time to be happy about because I can hear the “kaching” sound in the bank. […]
Path of Financial Independence
This article is a personal reflection of Kyith’s article (read it here) which is “How much do you need for financial independence”. 1. Find Out […]
FIRE Thrashed
FIRE movement stands for “Financial Independence, Retire Early”. The FIRE movement was born during the stock market bull run when professionals in their 30s and […]
How Much Is Enough 2020
Fisherman and Business Man story There was once a businessman who was sitting by the beach in a small Brazilian village. As he sat, he […]
Modern Slavery
My mentor shared this theory with me years ago and recently I read the this theory from this book “Journey to Financial Freedom”, the author […]
Quit Like a Millionaire
I finish reading this book Quit Like A Millionaire by Kristy Shen and Bryce Leung. This article is to summarize some of the key learning […]
Why are we pursuing Financial Independence?
There are two new articles by Christopher Ng (here) and Kyith (here) which explains the key reasons why we are pursuing financial independence. Christopher explains […]
JC Fund Dividend Income
Q1 2019 has almost come to an end and most of the companies earnings have been announced. Most of the companies which I owned reported […]