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Comprehensive Insurance Coverage

3 weeks ago JCprojectfreedom 0
Insurance is an important component of wealth management. It involves using a small sum of money to pass your risk to the insurance companies. However, a lot people tend to emphasize on investment and savings, ignoring the importance of insurance. If there is insufficient insurance coverage, an unfortunate event can wipe out your net worth, Read More

Why I choose Financial Advisory Business

4 weeks ago JCprojectfreedom 0
Start of Financial Advisory Business This article is not meant for self promotion. I just want to share this article so that maybe years later when I look back I will understand why I am in the financial planning industry. I cannot share what was discussed during the meeting. This is the first meeting which Read More

Investment Link Policy

2 months ago JCprojectfreedom 1
I remember after graduation, I supported my university friend who joined Prudential to buy my first policy. I believe (in the best of people) that at that time he does not have sufficient financial knowledge to understand the potential pitfalls in some of the policies and that’s the reason why he sold me those policies, Read More

Retirement Money Draw Down

2 months ago JCprojectfreedom 1
Retirees will face different types of risk during retirement when they are drawing down their retirement fund. 1. Longevity Risk – Risk of running out of money 2. Inflation Risk – Risk of decreasing purchasing power3. Market Risk – Risk of no access to money during market downturn4. Withdrawal Risk – Risk of overspending With Read More

Financial Planning for Different Life Stages

2 months ago JCprojectfreedom 1
Financial planning changes for different life’s milestones as goals and priorities will evolve as we age. Hence, it is important to regularly review your financial plans and take actions to adjust accordingly. Aged 20 to 30 You have just started working and enjoy the taste of freedom of having your first credit card. It is Read More

A Mid-year Personal Finance Review

5 months ago JCprojectfreedom 0
We will usually do a medical health check up once a year to see how’s our body coping. Applying the same health check up concept to your financial health, it is imperative to do a regular Financial Check up to see whether we are on track to achieve our financial goals. It is already 1st Read More