Money Management in Your 20s
In the age of other people’s social media feeds always look better than yours, saving money is becoming more difficult in order for us to […]
Eliminate Debt
There are two schools of thoughts when it comes to debt elimination. The first is to pay off the smallest balance first. This will help […]
Lower Living Expenses
In order to increase saving rates, you need to lower your living expenses. Having lower expenses allows you to reach financial independence more quickly. It […]
Diversification
If you do not know what you are doing then you require to diversify your investment. If you know what you are doing, then why […]
September 2020 personal update
I arrived in Kuala Lumpur, Malaysia on 1st September 2020 and quarantine for 14 days till 14th September 2020. Then I went back to the […]
Long Term Investment
Rome is not built in a day. We should not aim to be rich overnight. With perseverance and patience, as long as we are not […]
Contrarian Investor
To be a contrarian investor is to be fearful when others are greedy and be greedy when others are fearful. When everyone believes that this […]
Rental Income
If we are investing in properties for rental yield, hoping that the rental income will become a passive income. Housing and commercial properties are most […]
Savings Rate
Updated on 26th September 2020 The saving rate is measured by the ratio of Total Income minus Expenses over Total Income.Saving Rate = (Total Income […]