Dollar Cost Averaging vs Lump Sum Investment

4 months ago JCprojectfreedom 0
As an investor with a lump sum money to put to work in the market, I have a fear that the market will dive immediately and mistime the market. The decision of lump sum vs periodic investment decision is always a tough call to make. With the long bull run, the market’s valuation is becoming Read More

Things I learn from 1M65 Movement

4 months ago JCprojectfreedom 0
I was invited by Alvin Yeo who runs Credence Advisor to attend a talk by Loo Cheng Chuan who is the founder of 1M65 movement. A bit of his background, he graduated in 1997, he bought 1 resale flat while waiting for his BTO. The Asian Financial Crisis came and it was a double whammy Read More

Free Stock Screeners

4 months ago JCprojectfreedom 0
After an entire day just to make sure my divers arrive safely in Chittagong and received a lot of trashing sessions from the boss, I can finally settle down at 11 pm to read my book and do some stock screening. This is “me” time which is my way to unwind. I tried the new Read More

Semi-Self Employment Route 20/04/2019

4 months ago JCprojectfreedom 0
Viral Attack I realise that I have been sick quite often this year since working for myself. I believe it is due to the higher stress level working for yourself than for others. I had being busy on a project from January till end of March. On 9th April, I received another PO for a Read More

Kill the Commute

4 months ago JCprojectfreedom 0
I am enjoying the commute by MRT (train) as it gives me more time to read books and learn new things. However, there are many pain commuting brings. I used to work at Loyang Offshore Supply Base and I drove to work. The commute via car took me an hour from door to door each Read More

Interview Regularly

5 months ago JCprojectfreedom 0
During our parents’ time, there used to be an era of job for life and there was loyalty between employer and employee. That era was the past. The average tenure for a job now is around 4 years and if you are between eighteen and thirty six, that number drops to below 3 years. Employment Read More

Not Enough Time

5 months ago JCprojectfreedom 0
Time is life, we have limited amount of it. We live by this currency. We can continue to waste Time and it can just fly by, it is fluid, it can be bent and flexed to help us. Some of us have more money, some have less. It is often related to how they live Read More

Why are we pursuing Financial Independence?

5 months ago JCprojectfreedom 0
There are two new articles by Christopher Ng (here) and Kyith (here) which explains the key reasons why we are pursuing financial independence. Christopher explains the following problems which financial independence is trying to solve.1. Emergence of gig economy2. Retrenchments are affecting younger workers Let me explain from my perspective on why we are pursuing Read More

JC Fund Dividend Income

5 months ago JCprojectfreedom 0
Q1 2019 has almost come to an end and most of the companies earnings have been announced. Most of the companies which I owned reported worse results when compared to last year and result in reduction of dividend. FY2018 including special dividend from January to June dividend was S$43k. FY2018 excluding special dividend from January Read More

Envy

5 months ago JCprojectfreedom 0
Charlie Munger says,” Envy is a really stupid sin because it’s the only one you could never possibly have any fun at. There’s a lot of pain and no fun.” The root of this evil is when we make comparisons in life, investing and everywhere. Brian Halim’s post mentioned “They should never this as the Read More
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