Recharge During Time Off

3 weeks ago JCprojectfreedom 0
As the year is coming to an end and we are preparing for 2020, we need to allocate dedicated time to rest, reflect and prepare for more challenges. We need to prioritize self care, decide time for sleep, work, exercise, meet friends and other tasks to work on. We need to measure our progress, reflect Read More

Review on 2019

1 month ago JCprojectfreedom 0
FinancialI have updated my review on Total Passive Income/ Total Expenses Ratio in the JC Financial Freedom Fund Report Card. You can read about it here. In summary, the Total Passive Income/ Total Expenses Ratio is decreasing from 90% in 2018 to 58% in 2019. CareerCareer wise has grind to a standstill on 10th September Read More

Updates on JC Fund 17112019

2 months ago JCprojectfreedom 0
Recently, I am trying to stretch myself in a few directions and it has not been easy, coupled with a few weeks of downtime due to coughing and travel to Hong Kong and Kuala Lumpur on a back to back trip. Equities I sold off Synchrony Financial (SYF:NYSE) from the portfolio, my rationale is credit Read More

Why I choose Financial Advisory Business

4 months ago JCprojectfreedom 0
Start of Financial Advisory Business This article is not meant for self promotion. I just want to share this article so that maybe years later when I look back I will understand why I am in the financial planning industry. I cannot share what was discussed during the meeting. This is the first meeting which Read More

Semi Self Employment 070919

4 months ago JCprojectfreedom 0
I think my boss is pissed off that I did not join him in the joint venture company to continue to work for him after he paid me the commission. He tried to humiliate me for the past two days. He asked me to leave my laptop in the office and I cannot bring it Read More

Semi Self Employment 030919

5 months ago JCprojectfreedom 0
This article marks the closing chapter of my semi self-employment journey as an offshore broker. End of August 2019, I received the payslip which state that my commission is SGD 18.75k (Initially I forecast this project to bring in at least SGD 30k because profit to firm is about SGD 120k as I have seen Read More


5 months ago JCprojectfreedom 0
I had a chat with a friend and he felt miserable as he was comparing himself with others. He accounted this comparison mindset to his childhood when his mother compared him to others. Similarly, I can relate to this, it seems to be an Asian culture for Asian mothers to compare their children to others. Read More

Almost End of Semi-Self Employment Journey 06/08/19

5 months ago JCprojectfreedom 0
I don’t want to sound like Aunt Agony but this is another rant of my employee life. Before lunch, my employer told me that if there is no new deal by end of the month, he cannot keep me around for any longer. By 6 pm, my employer told me that I need to give Read More

Things I Learn From Meeting Friends

6 months ago JCprojectfreedom 0
I always learn new things from meeting friends when we share about our work and life. They help me to understand what is important to their lives, their financial situations and what motivates them. The first meeting is with an industry friend. He works as an offshore shipbroker, he is paid SGD 12k per month Read More

Things I learnt from The Alchemist

8 months ago JCprojectfreedom 0
“The problem is that they don’t even realize that they’re walking a new road every day. They don’t even see that the fields are new and the seasons change. All they think about is food and water.” This paragraph refers to the boy bringing his sheep around, always looking for a new road to travel. Read More