Temporary Defeat

JC Project Freedom Temporary Defeat

Being defeated is often a temporary condition. Giving up is what makes it permanent.
– Marilyn vos Savant

Recently it was very challenging for me. Firstly, the virus made it more difficult for me to meet prospects. They will give you excuses to cancel the appointments. I can understand why it is necessary to reduce social events and unnecessary meetings. I was not able to make it necessary for them to meet me.

This article is going to discuss about my adventure till date in this business. I tried to reach out to my friends and a lot of them did not give me the opportunity to demonstrate how different I am from other advisers. Some even ignore me. Don’t you hate it when people ignore your call or read your whatsapp messages and did not bother to reply or call back? Isn’t it a basic courtesy? Yes, they shunned me.

Blogger Christopher Ng’s post mentioned that there are two types of FA, he did not mention the 3rd type FA. FA who knows about numbers, FA who knows about financial freedom, FA who is self made, FA who has been there done there, FA with a heart to serve, FA who truly wants the best for the client and not for his selfish needs. Maybe the 3rd type is far and few.

I was having a discussion with 2 friends when one of them pointed out,”My husband allows me to do whatever as long as it does not jeopardize the family’s lifestyle. For a few years, I was running my network marketing business on a part time basis until the income catch up with my day job income then I make the complete transition. It is unfair to your family if what you are doing is not putting food on the table.” This hit me hard. Why am I chasing my dreams and my wife is working hard to provide for the family? Why can’t it be the other way round? I do the grunt work and let her pursue her dreams instead?

My only excuse is my previous industry has shifted from Singapore to Kuala Lumpur. The number of employers are decreasing in Singapore and it means that the bargaining power of employees is low. In my previous post, I mentioned that out of the blue, 3 job opportunities were shown to me. The Kuala Lumpur opportunity moved fast and I finalized the employment contract recently after some negotiation.

My only concern to work in Kuala Lumpur is my family. I will become a weekend father. I am reading this book “The ONE Thing” and there is a paragraph which mention “Do you really think you can ever get back a child’s bedtime story or birthday? Is a party for a five-year-old with imaginary pals the sames as dinner with a teenager with high-school friends? Is an adult attending a young child’s soccer game on par with attending a soccer game with an adult child? Do you think you can cut a deal with God that time stands still for you, holding off on anything important until you’re ready to participate again? When you gamble with your time, you may be placing a bet you can’t cover. Even if you are sure you can win, be careful that you can live with what you lose. Toying with time will lead you down a rabbit hole with no way out.”

I met my first customer today and told him about my plans because he used to work in the company in Kuala Lumpur. He shown his anger and he explained it is very tedious to go through the entire financial review with another financial advisor. He felt that financial advisor comes and go, the consumer is the one who suffers. I explained that I will continue to serve all my customers as long as my license is still valid. I can be reached via whatsapp, video call and email. He understands my rationale when I told him that my February commission from the business is only S$393. I need to put food on the table. Yes, I am taking the easy way out.

I appreciate friends who showed me love. I appreciate friends who showed me support. I appreciate friends who showed me opportunities.

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